Job Title: Account Analyst
Location: Bedfordview, Gauteng, South Africa
Posted: 12 Mar 2026
Company: Capitec Bank Ltd
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Purpose Statement
To support the day‑to‑day running and maintenance of loan portfolios by providing a central office contact for customer service queries, offering administrative assistance and adding value to clients through identifying cross‑selling opportunities. You will monitor all loan facilities daily against set parameters.
Experience
Minimum of five years relevant experience, with at least one year in a Business Banking environment. Experience in preparing and motivating credit applications is essential.
Qualifications (Minimum)
Diploma in Commerce or Banking
Qualifications (Ideal)
Bachelor’s Degree in Banking or Commerce
Knowledge
Features, benefits and value propositions of company products and services
General banking practices and procedures
Understanding of how Business Banking operates, including business risks, industry risks and financial requirements
Credit principles and practices, including credit application, securities and balance‑sheet requirements
Financial Intelligence Centre Act (FICA)
Administration processes and procedures for Business Banking transactions
Client relationship management and service principles
Ideal Knowledge
Understanding of competitor product offerings, channels, operational and marketing tactics
Knowledge of Capitec and Business Bank systems and processes
Skills
Communication skills
Negotiation skills
Problem‑solving skills
Analytical skills
Planning, organising and coordination skills
Conditions of Employment
Clear criminal and credit record
Capitec is committed to diversity and employment equity; appointments will support these goals where possible.
Job Details
Job Type
Full-time
Location
Bedfordview, Gauteng
Posted
13 March 2026
Closing Date
12 April 2026
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