Business Banker
Location: Nelspruit, MP, South Africa
Company: Capitec Bank Ltd
Purpose
Provide a business‑centre based sales and service function that retains and grows a portfolio of business clients by identifying and implementing value‑adding, specialised banking products and solutions.
Experience Required
Minimum:
- At least 3 years in banking
- Experience managing a portfolio of business customers with a focus on service and financial analysis
- Experience preparing and motivating credit applications
- Experience in cost control and sales management
Ideal:
- 1+ year in a Business Banking environment preparing and motivating credit applications
Qualifications
Minimum: Diploma in Commerce or Finance
Ideal or Preferred: FAIS accreditation as a Key Individual approved by the FSCA
Knowledge Required (Minimum)
- Customer relationship management principles and techniques
- Ability to interpret financial statements, balance sheets and basic financial ratios
- Standard business banking transactional products and core products for small enterprises
- Understanding of business banking product offerings
- Knowledge of collateral and balance sheets
- Familiarity with multiple legal entities (companies, close corporations, sole proprietorships, etc.) and the legislative restrictions and requirements governing them in the financial services sector
- Correct documentation and mandate preparation under the Companies and Intellectual Properties Registration Act (CPIC) - Awareness of competitors’ offerings
- Regulations, Acts and Codes governing the banking environment
- Financial Advisory and Intermediary Services Act (FAIS)
- Financial Intelligence Centre Act (FICA)
Knowledge Ideal
- Features, benefits and value propositions of company products and services
- Current taxation laws applicable to customers
- Administration processes and procedures for Business Banking transactions
Skills - Interpersonal and relationship management
- Analytical abilities
- Negotiation and problem‑solving skills
- Computer literacy (MS Word, MS Excel, MS Outlook)
- Commercial and strategic thinking
- Communication and influencing abilities
- Attention to detail
- Decision‑making capability
Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours, including Saturdays and public holidays
- Commitment to diversity and employment equity goals Apply now
Job Details
Job Type
Full-time
Location
Nelspruit, Mpumalanga
Posted
20 March 2026
Closing Date
19 April 2026
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