Business Manager – SomersetWest, Western Cape, South Africa
Company: Capitec Bank Ltd
Apply by: 23 March 2026
Purpose: Provide proactive business banking sales and service management to retain and grow a portfolio of business clients by offering value‑adding financial products and solutions.
Experience (Minimum)
- At least 5 years banking experience, with 3 years in business banking.
- Proven ability to manage a complex portfolio of business customers with a focus on service and financial analysis.
- Experience preparing and motivating credit applications.
- Skills in cost control and sales management.
Experience (Ideal) - 1–2 years of managerial or leadership experience.
- 1–2 years managing a small business centre.
Qualifications (Minimum)
- Tertiary qualification in Business Management or Finance.
Qualifications (Ideal)
- Bachelor’s degree in Business Management or Finance.
Knowledge (Minimum)
- Principles of business economics and the current economic environment.
- Customer relationship management (CRM) principles and techniques.
- Understanding of different industry sectors, sector risk profiles, and the impact of climatic conditions on agriculture (if applicable).
- Local market sales principles to optimise retention and growth. - General banking practices and procedures.
- Competitor product offerings, channels, and marketing tactics.
- Credit principles, including credit application and securities.
- Legal entities in the commercial market and related legislative requirements.
- Knowledge of the Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Ability to extract, analyse, and apply CRM insights to shape client strategy.
- Understanding of business banking operations, business risks, industry risks, and financial requirements.
Knowledge (Ideal)
- Features, benefits, and value propositions of company products and services.
- Multi‑level products and pricing structures. - Current taxation laws affecting customers.
- Administration processes and procedures in business banking. - Financial modelling, activity‑based costing, and complex cash‑flow analysis (industry‑specific).
Skills
- Interpersonal and relationship management.
- Analytical abilities.
- Negotiation and problem‑solving skills.
- Computer literacy (MS Word, MS Excel, MS Outlook).
- Commercial and strategic thinking.
- Communication, influencing, attention to detail, and decision‑making abilities.
Conditions of Employment
- Clear criminal and credit record. - Willingness to work flexible hours, including Saturdays and public holidays.
- Commitment to Capitec’s diversity and employment equity goals.
Job Details
Job Type
Full-time
Location
Somerset West, Western Cape
Posted
23 March 2026
Closing Date
22 April 2026
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