We are looking for energetic,self‑motivated professionals who share our passion for banking.
Purpose:
Provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value‑adding and specialised financial products and solutions.
Experience required (minimum):
- At least 5 years of banking experience, with at least 3 years in a business banking environment.
- Experience managing a complex portfolio of business customers with a service and financial analysis focus.
- Significant experience preparing and motivating credit applications.
- Proven ability in cost control and sales management.
Ideal experience:
- 1‑2 years of managerial or leadership experience.
- 1‑2 years managing a small business centre.
Qualifications (minimum):
- A relevant tertiary qualification in Business Management or Finance.
Qualifications (preferred):
- Bachelor’s degree in Business Management or Finance.
Knowledge required (minimum):
- Principles and practices of business economics and the current business economic environment.
- Customer relationship management (CRM) principles and techniques.
- Understanding of different industry sectors and their risk profiles, including the impact of climatic conditions on agricultural clients.
- Local market sales principles to optimise retention and growth within the portfolio.
- General banking practices and procedures.
- Knowledge of competitor product offerings, channels, and operational and marketing tactics.
- Credit principles, including application, securities, and legal entities (companies, close corporations, sole proprietorships) and the legislative restrictions and requirements governing them.
- Familiarity with the Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Ability to extract, analyse, and apply CRM insights to influence client management approach and strategy.
- General understanding of how Business Banking operates, including business risks, industry risks, and financial requirements.
Ideal knowledge:
- Features, benefits, and value propositions of our product and service offerings.
- Multi‑level products and pricing structures.
- Current taxation laws as they apply to customers.
- Administration processes and procedures pertaining to Business Banking transactions.
- Financial modelling, activity‑based costing, financial analysis (evaluating and identifying trends), and complex cash‑flow cycles specific to industries.
Skills:
- Interpersonal and relationship management.
- Analytical abilities.
- Negotiation and problem‑solving skills.
- Computer literacy (MS Word, MS Excel, MS Outlook).
- Commercial and strategic thinking.
- Communication and influencing abilities.
- Attention to detail and sound decision‑making.
Conditions of employment:
- Clear criminal and credit record.
- Willingness to work flexible hours, including Saturdays and public holidays.
- Commitment to diversity and employment equity goals.
To learn more about life at Capitec and complete a short assessment, click here. Once the assessment is completed, finalize your application by clicking Apply now.
Job Details
Job Type
Full-time
Location
Menlyn, Gauteng
Posted
24 March 2026
Closing Date
23 April 2026
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