Capitec Bank Credit Intelligence Analyst

Position: Credit Intelligence Analyst I Location: Stellenbosch, South Africa Company: Capitec Bank Ltd Reference Date: 11 March 2026 Purpose: Optimize credit intelligence performance and minimise credit risk by conducting complex quantitative analysis, delivering insights, proposing solutions, and developing statistical models that support credit decisions. Key Responsibilities:

• Independently perform advanced data analysis using SQL, statistical modelling, and data visualisation.
• Translate analytical results into actionable recommendations for the business.
• Collaborate with senior team members to design and implement new credit‑risk models.
• Present findings and recommendations to stakeholders.

Experience Required:

• Minimum 2‑4 years in retail credit analysis, including SQL programming, diagnostic analytics, statistical modelling, and data visualisation.
• With an Honours degree, minimum 1‑3 years in the same field.
• Experience specific to portfolio analysis is ideal.
• Experience with Capitec Bank is preferred.

Qualifications:

• Minimum: Bachelor’s degree in Finance or Statistics.
• Ideal: Relevant postgraduate qualification in Finance or Statistics.

Skills:

• Strong communication and presentation abilities.
• Effective reporting skills.

Conditions of Employment:

• Clear criminal and credit record.
• Capitec is committed to diversity and will consider applications in line with its employment‑equity goals.

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