Manager: Credit Governance

Job Purpose

• Drive effective credit risk management by overseeing the quality and performance of the portfolio, delivering insightful reporting, and strengthening governance practices to support strategic decision-making and regulatory compliance across the cluster.

Why Join Our Team

• Be part of a high-impact team shaping credit risk governance across the business;
• Gain exposure to strategic decision-making and senior stakeholders;
• Work in a data-driven environment that values insight, innovation, and continuous improvement;
• Contribute to strengthening governance frameworks in a leading financial institution and
• Grow your career through meaningful development opportunities and cross-functional collaboration.

Job Responsibilities

• Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).
• Provide feedback monthly by drafting business reports as at month end.
• Build and maintain effective working relationships by attending regular staff meeting and team building sessions.
• Build strong relationships by engaging with stakeholders on credit processes, policies, information and documentation.
• Build intellectual capital of the team by knowledge sharing with all stakeholders.
• Meet stakeholder expectations by delivering output and resolving queries within turnaround times.
• Enhance policies and procedures by identifying and reviewing ineffective processes and systems.
• Enhance processes by constantly seeking innovative improvements to the credit systems.
• Adapt to changes in Legislation by enforcing the compliance to the changes.
• Improve team performance by identifying staff performance gaps from assessment evaluations and analysing performance data from the Management Information System (MIS).
• Manage quality of portfolio by enforcing adherence to bank policies, process and procedures and industry regulations.
• Implement sound credit risk management by providing advice on credit risk matters to stakeholders.
• Achieve operational excellence by supporting the implementation of business optimisation improvement through team engagement.
• Support the achievement of the  business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
• Identify training courses and career progression for self through input and feedback from management.
• Ensure all personal development plan activities are completed within specified timeframe.
• Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
• Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
• Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g.. Green Strategy).
• Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.

Our Ideal Candidate

We are looking for a professional who:

• Has a strong foundation in credit risk, governance, and portfolio analysis;
• Demonstrates excellent analytical and reporting capabilities;
• Is confident engaging with senior stakeholders and influencing outcomes;
• Has a continuous improvement mindset with a focus on process optimisation;
• Understands regulatory and compliance requirements within financial services;
• Can translate complex data into clear, actionable insights;
• Thrives in a collaborative, fast-paced environment and
• Shows strong attention to detail and accountability.

Essential Qualifications - NQF Level

• Matric / Grade 12 / National Senior Certificate
• Professional Qualifications/Honour’s Degree

Preferred Qualification

• A relevant tertiary qualification (NQF Level 7), such as a degree in Finance, Business, Risk, or a related field
• Postgraduate qualifications (e.g., LLB, BSc Engineering, MBA) will be advantageous

Minimum Experience Level

• At least 5 years’ experience in credit risk, governance, or a related support function within financial services
• Proven experience in portfolio analysis, reporting (MIS), and risk management practices
• Exposure to regulatory frameworks, credit policies, and governance processes
• Experience engaging with stakeholders and contributing to process and system enhancements

Technical / Professional Knowledge

• Business administration and management
• Financial Accounting Principles
• Governance, Risk and Controls
• Operations planning
• Principles of project management
• Relevant regulatory knowledge
• Service level agreements
• Staff resource planning
• Strategic planning
• Management information and reporting principles, tools and mechanisms

Behavioural Competencies

• Aligning Performance for Success
• Building Partnerships
• Building talent
• Building partnerships
• Driving for Results
• Selecting Talent

Closing Date: 04 July 2026